About
LoanLock offers your customers a seamless lending experience from first touch to close, offering them the mortgage experience they deserve. We can provide turnkey mortgage solutions without the need to invest in additional infrastructure.
How We Work
LoanLock is a premier mortgage lender headquartered in sunny Southern California. We lend in multiple states across the nation and assist everyone from first-time homebuyers to seasoned real estate investors. As a direct lender, we process and underwrite your loans on site, so approval decisions are often faster. We pride ourselves on our numerous five-star reviews from our happy borrowers.
At LoanLock, you gain access to turnkey mortgage solutions and best-in-class servicing. We are backed by a team with over a decade of funding experience. Because no two buyers are the same, we offer in-depth consultation to each client. We discuss their specific financial needs to ensure their max out-of-pocket and mortgage payment are just right. We are transparent every step of the way. We help our credit union partners deliver a world class mortgage experience using the perfect blend of technology and human touch.
Loan Options
Conventional
Applicable to a wide range of borrowers. Both Fixed and ARM options available.
Jumbo Loans
Loan amounts as high as $3 Million. Both Fixed and ARM options available.
FHA
Great for first-time home buyers. Put down as little as 3.5% downpayment.
ARM
Great for savvy investors. Typically lower initial rates than fixed term loans. Available in 3, 5, 7, and 10 year terms.
VA Loans
No downpayment and no MI. Home ownership options for veterans and their families.
2nd Mortgage
Unlock your home's equity. Great for home improvement projects or consolidating debt. Provides a fixed rate equity loan option.
Refinancing
Lower your current mortgage rate or get cash out. Pay for home renovations, college, and more.
HELOC
Secured line of credit. Pay for home renovations, college, and more. Provides flexibility to pay down and reuse line of credit.